“With State National’s commitment to service, we are able to focus and execute rapidly. Simply put, they know their business and let me run mine.”

Foreign Domiciled Reinsurer

Fronting

New markets. Unique opportunities. Additional capacity. Increased profits. Control your destiny with State National’s fronting model. We let you create and manage your insurance program in alignment with your business strategy. As the nationally recognized leader in fronting, we provide the paper — so you can do what you do best.

Unparalleled autonomy.

We encourage you to design, control and own your program to maximize your competitive edge.

Nationwide authority.

State National’s Program Services division grants you full access and authority to ‘A’ rated paper in all 50 states through our two admitted carriers, State National Insurance Company and National Specialty Insurance Company, as well as our excess and surplus lines carrier, United Specialty Insurance Company.

“With State National, I never have to worry about my carrier’s long-term commitment to the program market. It’s what they have been doing for almost 40 years.”

Nationwide Program Manager

Keep it simple.

We don’t require time and data intensive uploads because we know your time is better spent satisfying customers.

Superior service.

A lot of companies talk about service, we live it. Our experienced staff is given the authority to enable our clients, which means you don’t get stuck in endless bureaucracy.

Authenticity.

We know who we are and, equally important, we know who we aren’t. We don’t want to be everything to everybody. We want to be integral to our customers’ success.

Efficient and effective.

By allowing program managers, reinsurers and insurance carrier partners to collaborate directly, we offer the most freedom and resources at a reasonable cost.