Management Team

Photo of Terry Ledbetter

Terry Ledbetter

State National Companies
Chairman and Chief Executive Officer

Under Terry’s experienced leadership, State National has established strong relationships and an excellent reputation with business partners, rating agencies, and insurance regulators.  Read more

Photo of Matthew Freeman

Matthew Freeman

State National Companies
President

Matthew oversees operations in both Program Services and Lender Services.  Read more

Photo of David Hale

David Hale

State National Companies
Executive Vice President, CFO and COO

David provides strategic direction to both the lender services and program services segments.  Read more

Photo of David Cleff

David Cleff

State National Companies
Executive Vice President of Business Affairs, General Counsel and Secretary

David’s responsibilities include sourcing and cultivating relationships with reinsurers, capacity providers and otherwise direct writers.  Read more

Photo of John Pearson

John Pearson

State National Companies
Executive Vice President and National Sales Manager

John directs our sales efforts for our Lender Services division.  Read more

Photo of Trace Ledbetter

Trace Ledbetter

State National Companies
Executive Vice President

Trace oversees and directs the delivery of all services and products for Lender Services division.  Read more

Photo of Luke Ledbetter

Luke Ledbetter

State National Companies
Executive Vice President and Chief Underwriting Officer - Program Services

Luke’s responsibilities include expanding the program services business and strengthening relationships with existing partners.  Read more